Call Us 708-687-9700 ☰ ˟
708-687-9700
Logo
  • Our Agency
    • AboutImage of right arrow
      • Meet our team of experts
      • Location(s)
    • Certificate of Insurance Request
    • Our Trusted Carriers
    • Community Involvement
  • Quotes
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Association Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Events Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Restaurant Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Contact Us
    • Jordan Insurance Services & Associates
    • Contact Us
Home > Commercial-Products > Coverage-For-Specific-Industries > Restaurant Insurance

Restaurant Insurance in Oak Forest, Orland Park and Surrounding areas Throughout IL

Protecting Restaurants in Chicago and Surrounding Suburbs


Owning a restaurant comes with many responsibilities, including ensuring that you have a proper insurance policy in place. Without an insurance policy, you may have to pay for costly incidents out of pocket.  

What Is Restaurant Insurance? 

Restaurant insurance helps provide coverage that protects your business, assets and employees. There are many risks associated with running a restaurant, which can be mitigated through having the proper insurance policy. 

What Does Restaurant Insurance Cover? 

A restaurant insurance policy typically includes some combination of the following coverages: 

  • General liability insurance may help cover a company’s legal liability after accidental third-party property damage or bodily injury.
  • Property insurance may offer financial protection if a restaurant’s property is ruined or damaged in an insurable event, such as a fire or theft.
  • Liquor liability insurance may pay legal expenses and claims brought on by customers injured by an individual who was drinking at your establishment.
  • Workers' compensation insurance may help provide replacement income and medical benefits to employees who become injured or ill due to a work-related incident.
  • Business interruption insurance may provide ongoing income if your business is forced to shut down or cover costs for relocating your restaurant temporarily.
  • Equipment breakdown coverage may cover the cost of repairing equipment that has broken down for reasons other than improper maintenance.
  • Spoilage coverage may provide payment if a power outage or equipment malfunction causes perishable food to spoil.



How Does Restaurant Insurance Work? 

Suppose you have insurance and an incident you believe your policy should cover occurs. In that case, you can file a claim with your insurance company by providing as many details as possible, including photos and videos, if applicable. If the claim is approved, your insurance provider will reimburse you for the damage minus your deductible. If a third party is filing a liability claim against your insurance, they can typically initiate the process and work with your insurer to receive payment. 

How Much Insurance Does a Restaurant Need? 

The amount of insurance a restaurant needs will vary based on the location, sales and various other factors. Discussing your business in detail with an experienced insurance provider to find the best coverage is essential. 

Restaurant Insurance Quote in Oak Forest, IL 


If you are interested in a quote for restaurant insurance, contact Jordan Insurance Services & Associates. We offer exceptional service and attention to detail to ensure you get the coverage needed for your unique situation.  

 

Additional Restaurant Insurance Information:

  • Illinois Department of Insurance
  • Illinois Restaurant Association- Government Relations FAQ's
  • Illinois Restaurant Association- Illinois Food Handler Requirements
Logo
Quick Links
Home Our Products Blog Report a Claim
About Us Refer A Friend Our Carriers Contact Us
Location
15859 S Ridgeland Avenue
Suite B
Oak Forest, IL 60452

Phone: 708-687-9700
Fax: 708-687-9740
Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder