Call Us 708-687-9700 ☰ ˟
708-687-9700
Logo
  • Our Agency
    • AboutImage of right arrow
      • Meet our team of experts
      • Location(s)
    • Certificate of Insurance Request
    • Our Trusted Carriers
    • Community Involvement
  • Quotes
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Association Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Events Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Restaurant Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Contact Us
    • Jordan Insurance Services & Associates
    • Contact Us
Home > Homeowners Insurance - Oak Forest IL & Orland Park IL

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Quote Form

Homeowners Insurance Information

Purchasing a home is a significant achievement in one’s life. However, homeownership also comes with the responsibility to safeguard your investment against the unpredictable with homeowners insurance. Homeowners insurance plays a vital role in providing peace of mind and offering financial security in the face of unforeseen circumstances. 

What Is Homeowners Insurance? 

Homeowners insurance is a type of insurance designed to protect homeowners from financial loss due to damage or destruction of their homes and personal belongings. It can provide coverage for a range of risks, including damage caused by natural disasters like fires, storms, or earthquakes, as well as incidents such as theft, vandalism or liability for accidents that occur on the property.  

Homeowners insurance typically consists of several components, including dwelling coverage, personal property coverage, liability coverage and additional living expenses coverage. The specific coverage and policy limits may vary depending on the insurance provider and the homeowner’s needs. By paying regular premiums, homeowners can gain financial protection and peace of mind, knowing they are financially protected after unforeseen events. 

Is Homeowners Insurance Included in a Mortgage? 

Homeowners insurance is not included in a mortgage by default, but it is often a requirement imposed by mortgage lenders. When you use a mortgage to purchase a home, the lender has a vested interest in protecting their investment. They want to ensure that the property is adequately protected in case of damage or loss, so they typically require borrowers to obtain homeowners insurance. 

Are Foundation Problems Covered by Homeowners Insurance? 

Generally, homeowners insurance does not cover foundation problems that result from normal wear and tear or maintenance issues. Foundation problems typically fall under the category of gradual deterioration or maintenance-related issues, which are considered the responsibility of the homeowner. Common foundation issues usually not covered by homeowners insurance include foundation settling, cracks due to soil movement, or damage caused by poor construction or design. 

However, there may be certain situations where homeowners insurance could cover foundation problems. For instance, if the foundation damage directly results from a covered incident, such as a sudden and unexpected plumbing leak or a tree falling on the house during a storm, the resulting damage to the foundation might be covered. 

Is Hazard Insurance the Same as Homeowners Insurance? 


Hazard insurance and homeowners insurance are terms that are often used interchangeably, but they are not exactly the same. In essence, hazard insurance is a subset of homeowners insurance, providing coverage for specific perils that could damage your home. When people refer to hazard insurance, they are often referring to the dwelling coverage portion of their homeowners insurance policy. 

Contact Jordan Insurance Services & Associates to discuss your homeowners insurance needs. We can help make recommendations specifically for your home.
Logo
Quick Links
Home Our Products Blog Report a Claim
About Us Refer A Friend Our Carriers Contact Us
Location
15859 S Ridgeland Avenue
Suite B
Oak Forest, IL 60452

Phone: 708-687-9700
Fax: 708-687-9740
Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder