Call Us 708-687-9700 ☰ ˟
708-687-9700
Logo
  • Our Agency
    • AboutImage of right arrow
      • Meet our team of experts
      • Location(s)
    • Certificate of Insurance Request
    • Our Trusted Carriers
    • Community Involvement
  • Quotes
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Association Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Events Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Restaurant Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Contact Us
    • Jordan Insurance Services & Associates
    • Contact Us
Home > Blog > 3 Common Mistakes That Affect Your Home Insurance
MONDAY, OCTOBER 11, 2021

3 Common Mistakes That Affect Your Home Insurance

Having home insurance helps you get the financial assistance you need if there is a loss to your property or someone is injured on your property. All too often, many homeowners make mistakes that increase the cost of their insurance. The following are three common mistakes homeowners make that impact their homeowner’s insurance premiums.a plant in front of a building 

 

Adding Additions without Adjusting Your Homeowner’s Insurance 

 

Adding more space to your home helps increase the value of your home and it makes your home more comfortable. Whether you are adding a garage or a new bedroom, it is important to ensure that you contact your independent insurance agent to insure any structure you add to your home in order to receive complete protection for your property. 

 

Adopting Overprotective Pets  

 

Pets are a great addition to any family, especially dogs. Unfortunately, some dog breeds are considered a risk for insurance purposes, and may raise the cost of your homeowner’s insurance, including: 
 
• Rottweilers 
• Dobermans 
• Pit Bulls 
• German Shepherds 
• Huskies 
 
You can avoid higher insurance premiums by choosing a smaller dog, or one that is not considered a risk to others. However, if your four-legged family member happens to be considered a risk, try enrolling your dog in obedience school to promote a safe household. 

 

Neglecting to Safeguard Potentially Dangerous Recreational Items

  

Swimming pools and trampolines are fun for children to have as they grow up. They can spend hours each day with their friends having fun and improving their social skills. Unfortunately, both of these recreational items present a risk to your child and their friends. While bouncing on the trampoline or swimming in your pool, children can easily get hurt, which could lead to a lawsuit from friends and neighbors. You do not have to avoid owning these items, but you should install safety features in and around your pool and trampoline to reduce the instance of injury. 

 

As a homeowner, you should take steps to reduce the chance of risks, which may help reduce your home insurance rates. The best way to ensure you are getting the best insurance policy for your home is to speak with an independent insurance agent to get information about the coverage available to you. 

 

Are you getting the most out of your coverage? Call Jordan Insurance Services & Associates at 708-687-9700 for more information on home insurance.

Posted 2:20 PM

Tags: homeowners, policy, coverage, insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(16)
  • business(14)
  • coverage(11)
  • commercial(9)
  • policy(8)
  • owners(5)
  • bop(5)
  • compensation(4)
  • umbrella(4)
  • workers(4)
  • benefits(3)
  • car(3)
  • auto(3)
  • homeowners(3)
  • personal(2)
  • business insurance(2)
  • auto insurance(2)
  • accident(2)
  • condo association(1)
  • homeowners insurance(1)
  • condo(1)
  • condominium(1)

View Mobile Version
Logo
Quick Links
Home Our Products Blog Report a Claim
About Us Refer A Friend Our Carriers Contact Us
Location
15859 S Ridgeland Avenue
Suite B
Oak Forest, IL 60452

Phone: 708-687-9700
Fax: 708-687-9740
Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder